Important
Disclaimer &
Privacy/Copyright Notice
Disclaimer
Our agency makes reasonable efforts to present accurate and
reliable information on our website. However, we are not responsible for any errors in or
omissions from the information contained in or accessed through this Site, nor for the
timeliness of the information. The information in this Site is not intended to provide
specific advice about individual legal, business or other questions, and it is not a
substitute for users' independent research and evaluation of any issue. If specific legal
or other expert advice is required or desired, the services of an appropriate, competent
professional should be sought. All of the information in this web site is provided
"as is" without warranty of any kind whatsoever. We make no representations of
any kind whatsoever and disclaim all express, implied, statutory or other warranties of
any kind whatsoever to the user and/or any other party, including, without limitation, any
warranties of accuracy, timeliness, completeness, efficacy, merchantability, and fitness
for any particular purpose. Our agency shall have no tort, contract or any other liability
to users of this Site and/or to any other party. We shall not be liable to users and/or
any other party for any lost profits or lost opportunities, or any indirect, special,
consequential, incidental or punitive damages whatsoever, even if we have been advised of
the possibility of such damages. Hyperlinks Are Not Endorsements.
Links to other Websites, or references to products,
services or publications, other than those of our agency at this Site, do not imply our
endorsement or approval of such Websites, products, services or publications, nor are such
links or references any indication that we have received specific authorization to provide
these links or references. We do not endorse, approve, certify or control any external
Websites, and we are not responsible for the accuracy, timeliness, completeness, efficacy,
merchantability, fitness for any particular purpose or correct sequencing of information
located at such sites. Rather, the links on this Site to other Websites are provided
solely as a convenience to users of this Site.
Notice of Copyright Ownership
The works of authorship including, but not limited to, all
design, text, images, and sounds, contained in this Site (individually and collectively
"Publications"), are owned by this agency, except as otherwise expressly stated.
The Publications may not be copied, reproduced, transmitted, displayed, performed,
distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in
whole or in part (individually and collectively "Reproduced") in any manner
without our agency's prior written consent, except to the extent that such use constitutes
"fair use" under the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and
except for one temporary copy in a single computer's memory and one unaltered permanent
copy to be used by the viewer for personal and non-commercial use only, with an attached
copy of this Disclaimer Notice. Some of the works of authorship on the Site were provided
under license from other entities with all rights reserved. You may provide a hypertext
link to this Site on another Website, provided that: (a) the link must be a text-only link
and clearly marked as a link to our site, listing our agency's name entirely. (b) the link
must "point" to the URL "index.html" page, and not to other pages
within the Site; (c) the appearance, position and other aspects of the link may not be
such as to damage or dilute the goodwill associated with our name and trademarks; (d) the
appearance, position and other aspects of the link may not create the false appearance
that an entity, product, service or work of authorship is associated with, sponsored by or
endorsed by our agency; (e) the link, when activated by a user, must display this Site
full-screen and not within a "frame" on the linked Website; and (f) we reserve
the right to revoke its consent to the link at any time, for any reason, in its sole
discretion. If you are interested in obtaining a license to Reproduce one or more of our
publications, please contact us at the phone number or e-mail address provided within our
pages.
Severability
Some U.S. states and foreign countries provide rights in
addition to those above or do not allow the exclusion or limitation of implied warranties
or liability for incidental or consequential damages. Therefore, the above limitations may
not apply to you, or there may be state provisions which supersede the above. Any clause
of this Disclaimer Notice declared invalid by the appropriate authority shall be deemed
severable and shall not affect the validity or enforceability of the remainder of this
Disclaimer Notice.
Notice of Privacy
Our agency makes every possible effort to maintain your
complete and absolute privacy while using our web site. Your personal information will
never be shared with others, sold or given to any other entity for marketing purposes, or
passed on to third parties for any other reason. We ask as little personal information
possible to prepare insurance quotations. If information is ever viewed by another party
it is purely accidental, and in using our site, you release us from liability should this
information be retrieved, downloaded, or viewed against our wishes, and contrary to
privacy rules and laws. We shall not be held liable for any fraudulent, dishonest, or
criminal acts of others who view or steal such information through technical or other
means. |
